Characteristics of Debt Free People
Ok…so you did it…you made it through another year. When you look back at it, it kinda looks like it did last year and the year before and so many other years before that. Your finances are still a mess, you still have no idea where your money is going and you haven’t made any progress in getting your debt paid down much less put anything in savings. You have no emergency fund and not much in retirement to speak of.
I guess the question you need to ask yourself is… are you tired of being stuck here? Do you want to have a better handle on your money? Do you want to be ready for an emergency? Do you want to be able to have some money in savings to do stuff?
If your answers are yes, yes, yes and yes…then here’s some thoughts on how other people approach their money and how they are successful.
If you want to be one of these people, but know you can’t do it on your own, then consider using a Daily Money Manager to walk along side of you in order to help you stay on track. Sometimes you just need a little help and accountability to make sure you keep on keeping on.
Make “someday”, THIS day and have next year….look a whole lot better!