Put Together A Plan of Action
Don’t Give Up Now…
I know, I know. I am a few days late for my “Monday Blog”. I had a few house projects and the holiday snuck up on me and I got behind a little on my writing responsibilities to you!
As I was working to build a deck yesterday, it kept rolling around in my head that I could hardly believe that it was already JULY! Half of the year just flew by – POOF! Those six months are behind us and now we have six months remaining in this calendar year. What are you going to do with them?
I will make this one short and sweet – Don’t Give Up Now!
At this point in the year, it is so easy to say, “I might as well wait until January to start something new.” I challenge you to NOT let another six months fly past you without putting together a plan of action for your personal or your business finances.
I have used this analogy before, but it really hit me yesterday as I was working on the deck. Without a plan in place, you are just scrambling through any project. I am not a carpenter, but I really, really enjoy working on big projects with wood and power tools. (I don’t know – maybe it makes me feel extra manly?) I am horribly slow, but I really enjoy the process of figuring out the structure, the strength, the stability and then planning my materials. I spent several days before we came down to the lake, putting together a list of needed materials to complete this project.
In four days, I have made two extra trips to the hardware store because I needed to make a few adjustments in my calculations, but it has gone well, and my project is nearing completion. I feel the same satisfaction when I look at our checkbook and know that we were able to pay for every single piece of material purchased for this little project – because we had a plan in place!
Yesterday was our National Independence Holiday and I hope that you enjoyed your celebration time with family, friends at home or on vacation. Please relax and celebrate.
BUT…before the weekend is out, I challenge you to slow down for an hour and start putting a plan in place to get you through the rest of the year. Budgets are great but only if you use them consistently. They aren’t to be created and then only visited once a year when you must do one for the next year! They should be a “living and breathing” tool for you to utilize, update and change for your family finances or for your business finances.
Want some help? It is what we do – every single day! We help families and businesses navigate through the “financial” piece of their lives. We will walk with you through the planning, updates, goals, adjustments and decisions with you. We help you with YOUR plan – not ours. We work with dozens of families and businesses and we would love to help you too.
If this makes sense to you but it just seems impossible or overwhelming, give us a call and schedule an appointment. We are experts at it and will be happy to offer you some basic direction and advice. It is what we do at Hollander & Associates.