Reach Your Financial Goals
Finances Have Very Little to do With Money
I was scanning the internet over the weekend to find a new topic to discuss. Something popular – something that was currently trending.
I came across an article that was filled with valuable information but it didn’t have anything to do with finances and so I moved on to the next article and scanned some more. After a few more clicks, I came back to the first article and read it again. The article was specific to helping people achieve their goals and aligning their personal goals with new behaviors. It hit me solid – As we work with families, the struggle with finances has very little do with money and more with behaviors.
Money really represents your goals and dreams. It is the method that allows us to reach for and obtain those things in our lives, but money becomes the “thing” that rules us instead of allowing it to be a tool in our lives to reach those things.
There are some very basic concepts that we should follow in references to money:
- Live within your means
- Don’t spend more than you make
- Pay off your debts
Certainly not rocket science but still very difficult to follow in a world that is always telling us to buy the “latest and greatest”. These simple tenets will help keep us on track with our personal finances but if our behaviors and mindset don’t fall into line, we will continue to have difficulties with our finances.
The article stated that we will reach a goal if we work hard on our behaviors and our mindset. Those steps resonated with me. If you want to lose weight, you become determined and change your eating habits. If you want to get into better shape, you alter your schedule, so you are able to make it to the gym more easily. If you want to improve your personal financial position, you will make decisions and choices to help you achieve those goals – you establish a budget, you alter your spending habits, etc.
If you are struggling with your behaviors and how you are currently handling finances, let us sit down with you and discuss your goals and dreams. Keeping those in front of you may help us to put a plan in place to change your mindset and, thus, change your behaviors to help you achieve your dreams.
If this seems overwhelming to you but is something that you have been thinking about for a long time, give us a call and schedule an appointment. We are experts at it and will be happy to offer you some basic direction and advice. It is what we do at Hollander & Associates.